Compliance operating system

The operating system for compliance program management

Tell the story of your compliance program and prove that it works.

Request a DemoSee the product
Program Overview
Good afternoon, Allen
Program Health
Overall compliance status
59%At Risk
EffectiveManagedOpenOverdue
Controls
10
8 effective
Issues
5
6 total
Risks
82
8 tracked
Active ExamInternal BSA/AML Audit 2026In Progress
Internal Audit Team
Quick Actions+ IssueLog TestReviewRiskPolicy
ControlsView all →
CRIT
HIGH
MED
LOW
EFF
4
3
1
0
NW
0
2
0
0
INE
0
0
0
0
IssuesView all →
Monitoring
Self Ident.
Vendor
Internal
Risk Asmt.
Upcoming DeadlinesView all →
Jan 14Risk
Quarterly Risk Review
Jan 22Policy
BSA Officer Sign-off
Feb 03Vendor
Vendor Re-attestation
Feb 18Audit
Internal Audit Walkthrough
OCCOCC
Kraken
OKXOKX

Built by a former OCC examiner.

Compliance leader at Kraken and OKX. Every workflow shaped by what regulators actually look for in exams.

col·loid

/ˈkäˌloid/ · KAH-loyd · noun

A stable system where different particles are held together in suspension.

See also: your compliance program.

Exam‑ready from day one.
Built for lean compliance teams.

16+

Modules in one platform

10x

Less staff, same coverage

< 5 min

Exam-ready evidence packets

1

Connected Workspace

01

Build the program banks ask for

Give your banking partners a live compliance view. Colloid builds for you and gives the bank what it needs.

02

Prove it works before they ask

Automated evidence generation, gap identification, and pre-organized exam documentation. Stop scrambling when examiners walk in.

03

One system, not six tools

Policies, controls, risk assessments, testing, issues, and board reporting in one place. Purpose-built for financial services, not bolted onto a generic audit platform.

Who it’s for

Built for teams that have to prove compliance works.

Regulated Fintechs

Build your program before they ask for it.

  • Land a banking partner with a program that actually exists.
  • Walk into your first exam with the evidence already organized.
  • Scale coverage as products and regulators multiply.

The founder starting from zero, or the CCO running a growing program.

Compliance Consultants

Run five programs like you have fifty people.

  • A separate workspace for every client, no commingling.
  • Deliverables generated from live data, not rebuilt in Word.
  • One tool replacing the spreadsheet, drive, and ticketing stack.

The fractional CCO, or the consultant running multiple programs solo.

Banks & Credit Unions

Prove your program works from day one.

  • Pre-built frameworks and controls, ready out of the box.
  • Testing, issues, and evidence tracked in one workspace.
  • Board reports and exam packets generated on demand.

The compliance team of one with no room for error.

Request a Demo

How It Works

Bring what you have. Walk out exam-ready.

InputWhat You Bring
  • Company & productsYOUR BUSINESS CONTEXT
  • Frameworks in scopeREGS THAT APPLY
  • Existing policiesDOC LIBRARY OR FRESH
  • Controls & evidenceWHAT YOU ALREADY HAVE
  • Team & ownershipWHO DOES WHAT
  • Vendors & systemsTHIRD PARTIES IN PLAY
OutputExam-Ready
  • Mapped programPRODUCTS TO RISKS TO REGS
  • Live controlsTESTED ON SCHEDULE
  • Risk registerRANKED, MONITORED
  • Issue trackerOWNED, REMEDIATED
  • Program healthREAL-TIME SCORE
  • Audit packagesEXPORTABLE ON DEMAND

See it in action

Book a 30-minute walkthrough with the team.

Book a Demo

The Product

Everything you need to run your program

Compliance SetupSETUP2 of 6 completeAdd your productsPayments · USA3 controlsActiveCrypto · NY · BitLicenseSetup+ Add productStep 3 of 6Continue →

Workflow builder

Stand up your compliance program in minutes

A guided builder that walks you through company profile, frameworks, products, controls, and policies, all connected as you go.

  • Pre-built templates for common compliance tasks
  • Step-by-step setup, no engineer required
  • Onboarding flows wired to your live program

Particle Chat

Your AI compliance copilot.

Particle is an AI that knows your program. Ask anything, get answers grounded in your policies, controls, and evidence.

  • Drafts policies, gap analysis, and exam responses
  • Cites your real evidence in every answer
  • Connected to your entire program context

Mapping Tool

See your compliance program as a map.

Every product, control, risk, and regulation visible in one connected graph. Click any node to trace the chain.

  • Trace product to control to risk to regulation
  • Spot gaps before examiners do
  • Export the map as exam evidence
Evidence PacketBSA/AMLQ4 2026 Evidence PacketGenerated Dec 31 · Internal Audit TeamCONTROLS TESTED47/47FINDINGS RESOLVED12POLICIES APPROVED8Export PDFShare link

Evidence

Generate exam-ready packets on demand.

Board reports, exam packages, and partner reviews assembled from live data. You edit and approve.

  • Pre-organized for every framework and exam type
  • Every claim links back to its source evidence
  • Export to PDF, Word, or share a live workspace

“I’ve seen what breaks under pressure. Colloid is the tool I wish I had.”

OCCKrakenOKX

Jordan Colston

Former OCC Bank Examiner · Compliance leader at Kraken & OKX

Pre-mapped to the rules that matter.

Every framework your team answers to, supported on day one.

BSA/AMLOFACFFIECCFPBGLBAReg EReg ZUDAAPState MTLsBitLicensePSD2GDPRAMLD6DORAMiFID IIUK MLRMiCAFATFBasel III/IVPCMLTFAWolfsbergPCI-DSSTravel Rule

Ready to prove your program works?

Simple pricing for teams of any size. One plan, everything included.

Request a Demo